Is there a Swiss loan without Credit Bureau and no credit rating? The article clears up with advertising lies and word games. Find out under what conditions a Swiss loan can be approved without Credit Bureau and when not.
Swiss credit without Credit Bureau and without creditworthiness – puns
Millions of people are stuck in a credit crunch. According to the Credit Bureau, about nine percent of all adult people residing in Germany have at least one negative Credit Bureau entry. In such a financial situation, normal financing is out of the question. If unpaid bills or urgently needed new purchases take your sleep away, you want to find a way out. In addition, many trust the advertising messages of the credit brokerage industry.
You are looking for keywords on the Internet, such as a loan without proof of credit or Swiss credit without Credit Bureau and no credit rating.
Instead of a serious increase in credit supply, many unfortunately only find a play on words in response to their desperate search. In advertising, a loan without Credit Bureau is offered for every conceivable situation in life. The truthfulness of the advertising message unfortunately leaves something to be desired in many cases. Nevertheless, many prospective customers react to unsustainable advertisements, hoping that if such a difficult case can be solved, then there are credit opportunities.
The calculation of the dubious advertising promises works. Without acting as a credit intermediary, this portal would like to help you know the truth. There are no Swiss loan offers without Credit Bureau and without creditworthiness. It is only possible to completely exclude the Credit Bureau from the credit check. For a Swiss loan, which incidentally comes from Liechtenstein, the lender does not ask Credit Bureau for a credit check. In addition, Credit Bureau does not report an approved loan.
Facts about credit without Credit Bureau and without creditworthiness
A Swiss loan without Credit Bureau and without creditworthiness is not a loan that everyone gets approved. Personal creditworthiness is even looked at very closely. Only employees subject to social security can qualify for the loan. Proof of creditworthiness through guarantors or property collateral is excluded. The employment relationship must be permanent and exist for at least 12 months. (Exceptions for time soldiers).
A comprehensive assignment of income only serves to secure the claims. The wages may therefore not be seized or any other assignment to the employer. In addition, income must significantly exceed the seizure exemption limits. As a rule of thumb for 3,500 USD of Swiss credit without Credit Bureau: garnishment-free limit plus at least 80 USD of additional net income.
The specified requirements are checked point by point. In addition, the Lite Bank takes a look at the public debt register. Anyone who has an entry with the district court regarding the filing of the eV or private bankruptcy will be rejected. Each of the key qualification points mentioned must be fulfilled. Commercials that gloss over this are dishonest. Cream Bank does not generally grant exceptions for credit intermediaries. (Source telephone service of the bank).
Without Credit Bureau, only two loan amounts are offered. 3,500 USD of Swiss credit without Credit Bureau and without creditworthiness are possible at an effective annual interest rate of 11.62 percent. In addition, a loan of 5,000 USD can be applied for at the annual percentage rate of 11.61 percent. The proof of income for this loan amount is unfortunately significantly higher. A net working income of at least 1,600 USD is required. (Single).
If you want to get your Swiss loan without Credit Bureau and without creditworthiness on these terms, you do without a credit broker. You can apply for the loan directly on the homepage of the credit bank.